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About Us

ACTi was launched on 1st January 2015 in order to service the growing actuarial demands of the non life insurance industry. At a time when the regulatory and commercial environment is experiencing considerable change we aim to offer valuable practical solutions to our clients.

While we offer the range of services including and beyond the core activities of pricing, planning and reserving we see our extensive industry experience as a key pillar to offer advice that will not only add value to our client's business but will deliver a well communicated cost effective perspective.


Acti Consulting is a non-life consultancy that has been established to offer a quality service based upon practical industry experience. Our aim is to:

• Produce effective solutions to meet business needs

• Adopt a holistic approach that manages the dependency of different business areas

• Effectively communicate technical actuarial subjects to other professionals and our clients

• Offer genuinely independent advice on all aspects of business

• Use innovative methods to deal with non-standard situations

• Have a flexible approach so as to align with client requirements

• Deliver to agreed timescales in a cost effective and efficient manner

Our Team


Our senior management team have over 70 years of actuarial experience between them. We have worked with and understand the challenges facing a range of entities from niche insurers to the world’s largest companies. We are insurance practitioners and have supported firms to provide practical solutions to both operational and strategic management of the business. We are used to working with senior management teams and explaining actuarial concepts in a clear concise way so that the output and results from our work can be effectively integrated into the business.
Dr Fessal Bouaziz

Fessal has over 30 years of experience working in the Insurance Industry both in life and non-life insurance in the company and Lloyd’s market. 


He has held numerous senior positions in consulting, primary insurers and Lloyd’s syndicates. 


Fessal set up an Actuarial and Risk Consultancy practice in 2001 and has since been involved with numerous clients across the UK and Europe. In addition, Fessal has extensive international experience having advised various Life and GI global companies set up worldwide.


Fessal has a significant amount of actuarial experience including capital management, pricing, reserving, reporting and regulatory work. In particular his expertise is in Solvency II, where over the last 4 years he has been involved across all pillars and the risk management framework including the standard formula, internal models, ORSA/FLAOR, USPs, risk governance and documentation.


Fessal is fluent in French, Spanish, English and together with a vast network of contacts across Europe is in a unique position to support firms with their international business operationally, strategically and within the regulatory environments.


Contact Details

M: +44 (0)780 3757 473

Dr Angela Smith

Angela has a vast experience working for many years in a variety of roles n the Insurance Industry . 


Achieving Scholarships at Both Cambridge and Oxford Universities, Angela has a Doctorate in Theoretical Physics and a Masters Degree in Business Administration. Inter alia, Angela holds professional qualifications as a Fellow of the Institute and Faculty of Actuaries, Fellow of the Association of Corporate Treasurers, Fellow of The Institute of Financial Accountants and CFA (equiv).

Angela has more than 30 years executive and consultancy experience working primarily with UK and International Financial Services businesses.  Angela has held C Suite Actuarial, Finance and Risk roles across a range of  banks, life & general insurers and fund managers. Angela was a managing partner at KPMG providing management consultancy and audit services. 

An expert in risk management and regulation, Angela invented the “Three Lines of Defence” governance model that is now the most widely used Operating model anywhere in the World. In addition to her outstanding technical, analytic, financial and regulatory skills, Angela has particular expertise in business transformation and turnaround, completing several successful projects as a consultant and Interim C Suite Executive.


Contact Details

M: +44 (0)7702 150434

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